This website is for general informational purposes only and is not intended as nor should it be considered a substitute for professional advice.

Gary Paul Corcoran, make no warranties of any kind regarding, but not limited to, the accuracy, completeness, timeliness or reliability of this website. You agree to hold harmless Gary Paul Corcoran, his affiliates and their officers, directors, employees and volunteers from all claims relating to information on this website or made available by digital download.

Gary Paul Corcoran, assumes no responsibility for errors, omissions, or contrary interpretation of the subject matter herein. Any perceived slights of specific persons, peoples, or organizations are unintentional.

In practical advice website, like anything else in life, there are no guarantees. Readers are cautioned to rely on their own judgment about their individual circumstances and to act accordingly.

In accordance with FTC guidelines, there may be products recommended herein as deemed worthy of  the readers’ consideration but readers should use their own judgment in considering any purchases. No payment is  received to review or recommend products on this site. Gary Paul Corcoran, may have affiliate relationships with product manufacturers and may receive compensation for sales or advertisements made through this publication.